Welcome to Credit 911! 

Please read these Terms and Conditions ("Terms", "Terms and Conditions") carefully before using the www.credit911.org website (the "Service") operated by Bryan Management Inc. located at 111 W Polk St #814, Chicago, IL 60605.

The client(s) engages the services of Credit 911, under the below mentioned terms and

conditions:

1) Client(s) Commitments & Terms: All clients/customers/former and past clients, agree to

forward all correspondence from the credit bureaus to Credit 911 including, but not limited to,

letters and credit reports.

Credit 911 perform the service provided without obtaining copies of the credit reports and all

correspondence from the credit bureaus. Clients agree to provide all relevant and requested

documents in a timely manner to the Credit 911 office providing services.  We ask that all

documentation be provided as soon as reasonably possible. Generally, we need this information

within two (2) business days.

Clients agree to inform Credit 911 or of any change of address in a timely manner.  Credit 911

will be limited in providing services that is obtaining new bills/statements with the newly reflected

address.

Clients understand that Credit 911 has no ability to dictate the decisions clients make regarding

financial decisions that may impact their credit report, credit score, and/or other financial

responsibility(s).  Clients cannot and will not hold Credit 911 accountable or liable for any

actions, and/or consequences regarding their past, present, and/or future decisions that may

impact their credit report, credit score, financial situation, and/or standing(s) with any financial,

or otherwise, institution and/or company. 

Clients agree to pay credit 911 for the services rendered.  Lack of payment will suspend all work

on their account. Credit 911 will work with any customer’s seeking to resolve billing or service

issues so long as that customer contacts our office as soon as reasonably possible regarding

their billing or accounting issue(s).

The success of this service will be dependent on the completion of the above mentioned

client(s) commitments.  Clients understand that failure to compete all of these activities will void

the service guarantee, refund, and warranty.

Clients are aware that Credit 911 offers Monthly Plans. If a client selects a Monthly Plan, he/she

can cancel his/her service at any time.  He/she must only provide a 30-day notice in advance.

 He/she understand that he/she will be billed 1 additional monthly charge after electing to cancel

his/her services.    

2) Disclaimer: 

There are several limits to the work of Credit 911 which the client(s) should be aware. Because

each case can vary, Credit 911 cannot guarantee any specific or individual results on a client’s

case.  Because each case is different, there is no precise timeframe that can be reasonably

disclosed.  Credit Bureau reports as well as other relevant documentation provided us becomes

property of Credit911.  A client agrees to waive all rights to obtain copies of the correspondence

sent to the credit bureaus from Credit 911.

 3) Payment Structure: 

Clients agree to pay Credit 911 for work as it is completed on a month-to-month basis as noted.

Payment is due after any work on a client’s account. If the bank returns the payment

dishonored, the client agrees to pay a (amount) dishonored payment fee. Continued work on

this account will be closed if your payments are not received according to your contract.

 4) Derogatory Information Reporting:

The client(s) would like Credit 911 to dispute all information found on the client’s credit report

that could indicate misleading information except for the information disclosed Credit 911

separately. Credit 911 will consider any information that is not disclosed to be inaccurate,

unverifiable, or obsolete.